Clause 2. Identifying Particular Immediate Need
Unofficial consolidated version of the Direction on Advance Payments of Instalments of Benefit
-- as at 1 April 2026
2 | Identifying Particular Immediate Need | ||
2.1 | To be considered for an Advance, a Beneficiary must be able to identify a Particular Immediate Need. | ||
2.2 | In determining if a Particular Immediate Need exists, you are to have regard to the following matters: | ||
(a) | the effect on the Beneficiary or the Beneficiary's Spouse or partner or any Dependent Child if the need is not met: | ||
(b) | when that effect might be expected to impact on that or those persons: | ||
(c) | the Beneficiary's ability to meet the need from the Beneficiary's own resources. | ||
2.3 | A Beneficiary can generally be expected to be able to meet a Particular Immediate Need if the Beneficiary and his or her Spouse or partner (if any) has- | ||
(a) | cash Assets to a value of,- | ||
(i) | for a single person, the amount in clause 1 of Schedule 5 of the Act; or | ||
(ii) | for a person who is in a relationship or a sole parent, the amount in clause 2 of that Schedule; or | ||
(b) | income (including any New Zealand superannuation or veteran's pension payable to the Beneficiary and his or her Spouse or partner) in excess of the appropriate amount set out in clause 2.4. | ||
2.4 | The appropriate amount of income in subclause 2.3(b) is: | ||
(a) | for a single person aged 16 or 17 years without dependent children, $879.17 per week: | ||
(b) | for any other single person without dependent children, $1,010.41 per week: | ||
(c) | for a person who is in a relationship with or without dependent children, $1,467.61 per week: | ||
(d) | for a sole parent with 1 dependent child, $1,226.09 per week: | ||
(e) | for any other sole parent, $1,291.75 per week. | ||
Consolidation notes 
Note discretion in exceptional circumstances in clause 6.2.
