Grandparented New Zealand Superannuation non-qualified partner included and New Zealand Superannuation with main benefit partner

From 9 November 2020, there is no change to the way an overseas pension is deducted for couples that are getting the non-qualified couple rate of New Zealand Superannuation or Veteran's Pension through grandparenting provisions.

An overseas benefit or pension will be deducted from the married, civil union or de facto rate and the balance is split equally between each partner.

Melissa gets New Zealand Superannuation and included Sam as her non-qualified partner. Melissa also gets an overseas pension which reduces the rate of their combined rate of New Zealand Superannuation.

For more information on how to calculate:

Example - New Zealand Superannuation paid at the grandparented non-qualified rate