Married, civil union or de facto couple without children
If a client is married, in a civil union, or in a de facto relationship with a person of the same or different sex, both the client and partner's income is assessed.
The current income limit for a married, civil union or de facto couple as at 1 April 2026 is:
Married, civil union or de facto couple, not entitled to New Zealand Superannuation (at 1 April 2026) | $55,501 per annum (gross) |
Married, civil union or de facto couple, entitled to New Zealand Superannuation (at 1 April 2026) | $59,694 per annum (gross) |
Note a New Zealand Superannuation client whose partner is getting an income tested benefit automatically qualifies for a Community Services Card, and is not income tested separately.
For the income limits for all clients see:
- Deskfile Income cut-out points
Legislation
- Conjugal status regulation 3 Health Entitlement Cards Regulations 1993
- Eligibility regulation 8(1)(d) Health Entitlement Cards Regulations 1993
- Income limit regulation 8(5)(c) Health Entitlement Cards Regulations 1993
- income (definition) schedule 2 Social Security Act 2018
- Income and liabilities schedule 3, part 2 and 3 Social Security Act 2018
- Income and liabilities: Deprivation of income or property schedule 3 part 4 Social Security Act 2018
